Overdraft Protection Line Of Credit
Cover your expenses and protect your financial health with the peace of mind you deserve. Protect your account from overdrafts when linked with your NB Checking account.
Overdraft Protection Highlights
- Cushion your spending
- No rejected transactions*
- Pay recurring bills on time
- Protect your credit score
- No bounced checks*
- Avoid negative balance fees
- Linked directly to your Needham Bank personal checking account
*As long as you don’t exceed your available line
Benefits & Features
Linked to Flex Checking
No need to juggle funds—your Overdraft Protection Line of Credit will be linked directly to your Flex Checking account for easy, simple use.
Pair with NB Money Management
Pair your line of credit with our NB Money Management tool and establish budgets, set goals and keep track of your financial progress.
Online & Mobile Banking
Utilize NB Online and Mobile banking alerts to be better prepared to prevent overdrafts, no matter when or where.
Learn How to Avoid Overdraft Fees
No one wants to pay an overdraft fee, which is an added charge that comes when there are insufficient funds in an account to cover a transaction.
9 Mobile Banking Text Alerts You Should Activate
Related Product
NB Money Management
Streamline your finances with NB Money Management, a useful and helpful tool for budgeting, goal-setting, and more.
Cover Your Payments
It’s easy to lose track of the details of your finances in your busy day-to-day life. Get started and apply for an Overdraft Protection Line of Credit in only 5 minutes.