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Banking Built Around Your Goals

Choose the Savings Option That Works Best for You

Woman Smiling holding a notepad: 4.00 APY* GoalGetter Savings

GoalGetter Savings

Available to Flex Checking customers

  • Comparison checkmark 4.00% APY* on balances up to $20,000
  • Comparison checkmark No monthly maintenance fees
  • Comparison checkmark Open with a minimum deposit of $10.00 to earn the stated APY.
  • Comparison checkmark Perfect for focused savings such as building an emergency fund

Learn more about GoalGetter Savings

high yield certificates of deposit

Build more with your money

  • Comparison checkmark Competitive rates
  • Comparison checkmark Flexible terms to fit your goals
  • Comparison checkmark Minimum deposits starting as low as $1,000
  • Comparison checkmark Easy to open online or in branch

View our CD rates

Dad and son looking at each other smiling: 3.50% APY* Premium Money Market

Premium Money Market

Available to Premium Checking customers

  • Comparison checkmark 3.50% APY* on balances over $50,000 when linked with a Premium Checking Account
  • Comparison checkmark No monthly maintenance fees
  • Comparison checkmark Easy online access and flexibility to move funds when needed
  • Comparison checkmark Ideal for short-term savings or emergency funds

Learn more about Premium Money Market

Bank Wherever You Are

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Serving Our Communities

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for 2025
$ 0 M

When you bank with us, your support makes community development happen.

The money you entrust with us is invested locally to make a difference. Helping to build communities ā€“ helping them grow and prosper in a responsible, sustainable manner ā€“ is the essence of who we are.

Learn how we help

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Client Stories

AI Basics: How Reused Passwords Put Your Account at Risk

Learn more about AI Basics: How Reused Passwords Put Your Account at Risk

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Featured Client Stories

President and CEO Robert Lewis, the Boys & Girls Clubs of Boston

Boys & Girls Clubs of Boston and Needham Bank: A Partnership Investing in the Future of Local Youth

ļ»æļ»æļ»æļ»æļ»æļ»æļ»æļ»æ At Needham Bank, community impact is at the center of everything we do. Through meaningful partnerships with nonprofit organizations, we help

Read the Client Story about Boys & Girls Clubs of Boston and Needham Bank: A Partnership Investing in the Future of Local Youth

Greg Fowler, Owner, Diesel Equipment

Diesel Equipment and Needham Bank: A Business Banking Partnership That Supports Everyday Operations and Long-Term Growth

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Read the Client Story about Diesel Equipment and Needham Bank: A Business Banking Partnership That Supports Everyday Operations and Long-Term Growth

Paul Mihalides, Chairman of The Preserve

The Preserve and Needham Bank: A Partnership Supporting Growth, Conservation, and Community

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Read the Client Story about The Preserve and Needham Bank: A Partnership Supporting Growth, Conservation, and Community

View all Client Stories

Recent News

small business owner thinking about Invest MA

Needham Bank Expands Capital Access for Massachusetts Small Businesses Through Invest MA Program

NEEDHAM, Mass., October 27, 2026 ā€“ Needham Bank announced today that it is participating in the Commonwealth of Massachusettsā€™ Investing for the Long-Term Initiative (Invest MA), a statewide program designed to expand

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October 9, 2026

Needham Bank Announces New Dementia-Friendly Banking Hours in Natick

October 5, 2026 ā€” Needham Bank, in partnership with Dementia Friendly Natick, will introduce dedicated dementia-friendly banking hours at its Natick branch...
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September 10, 2026

Needham Bank Celebrates Grand Opening of New Salem, N.H. Branch

SALEM, N.H. ā€” Sept. 4, 2026 ā€” Needham Bank marked the grand opening of its newest full-service branch at Tuscan Village in...
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August 14, 2026

Needham Bank Announces Opening of New Prudential Center Location

NEEDHAM, Mass., Aug. 17, 2026 – Needham Bank is now welcoming customers at its new full-service branch located at 111 Huntington Ave....
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Email Delays
The ongoing Microsoft Outlook outage may delay emails to and from Needham Bank. If you need immediate assistance, please call our Customer Care Center at 781-444-2100. You can also send us a secure message through online or mobile banking.

Thank you for your patience while Microsoft works to restore service.