Current rates as of December 2, 2024
| Product | Min Loan Term (Months) | Max Loan Term (Months) | Min Loan Amount | Max Loan Amount | Annual Percentage Rate | Payment Per $1,000* |
|---|---|---|---|---|---|---|
| Personal Term Loan | 12 | 36 | $2,000 | $25,000 | As Low As 12.00% | $33.22 |
| New Vehicle (< 1 Year) | 24 | 60 | $5,000 | $75,000 | As Low As 9.99% | $21.25 |
| Used Vehicle (1-8 Years Maximum) | 24 | 60 | $2,500 | $50,000 | As Low As 10.99% | $21.74 |
| Overdraft Line of Credit | - | - | $1,000 | $25,000 | 15.99% | N/A |
Rates shown above are reflective of our highest credit standards and does not represent a guaranteed rate. Your actual APR may differ based on your credit score and approved loan amount. You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.
Please note that Personal Term Loans and Auto Loans are only available to residents of Massachusetts.
*Payment per $1,000 is based on a $10,000 loan for the maximum term and the lowest APR available.