An exclusive benefit for our personal checking account customers
Your Credit Score. And More.
Anytime. Anywhere.
With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education.
With a personal checking account, you can do this ANYTIME and ANYWHERE and for FREE within online and mobile banking.
To activate this FREE service login to NB Online Banking or the NB Mobile app and click Credit Score.
At Needham Bank, we’ve created the ultimate free checking account with valuable features like free ATMs worldwide through full ATM reimbursement, no monthly fees, and access to your credit score, full credit report, and more – all designed to simplify your life.
A credit score is a three-digit number calculated to indicate your creditworthiness. The higher the score, the more creditworthy you are to a lender. A credit score is calculated from the information in your credit report and considers whether you have been making on-time payments, your revolving debt use, the length of your payment history, and other such factors. It’s important to note that your score does not take your age, income, employment, marital status, or bank account balances into account.
Credit reports, also knowns as credit files, are composed of the credit-related data a credit reporting company has gathered about consumers from different sources. Credit reports include records of mortgage payments, credit card balances, credit card payments, auto loan payments, and credit inquiries. It may also include accounts that have gone into collections, public records, and other information from government sources.
If you find incorrect information on your credit report, contact the company that issues the account or the credit reporting company that issued the report. You can dispute any inaccuracies found on your TransUnion credit report by navigating to the bottom of the Credit Report module and clicking “dispute”.
We’ve been made aware of fraudsters impersonating Needham Bank asking customers to verify fake transactions. The fraudsters will ask if you’ve made purchases at major retailers, withdrawn money from an ATM, or if you are traveling. Needham Bank will NEVER ask for your banking credentials or full debit card number via a phone call, email, or text message.
If you’ve received an inquiry of this nature and provided information, please contact our Customer Care Center at 781-444-2100.