Small Business Banking

Get the support you need to start or grow your small business. Our Small Business Banking team provides business loans to small independent businesses whose sales range from $100,000 to $5 million.

Benefits & Features

Small Business Lending Capabilities

With straightforward and transparent lending options, you’ll have the funding you need to support your growth and success. With target loan sizes up to $5 million, we provide businesses:

Other Products & Services for your Small Business

Get rewarded for spending on your business. With the NB Business Rewards Mastercard, your purchases work for you.

Spend less time on finances and more time focusing on what you do best with our sophisticated suite of cash management services.

Don’t let accidental overdrafts affect your business. Enjoy peace-of-mind knowing your payments can be covered.

Business checking accounts should be easy to understand. Simplify your banking with NB Business Checking or NB Corporate Checking.

Business Online & Mobile Banking Services

Take complete control over your business finances whenever and wherever you want. NB Business Online and Mobile Banking scales to support your business at any size:

Serving Our Clients

Brothers Danny and Dinesh Wadhwani immigrated from Ghana in 2005 and founded ThinkLite USA in 2009 on the campuses of Babson College and Olin College of Engineering. The company specialized in designing, developing and distributing technology-based life science solutions for medical, commercial and industrial applications.

Frequently Asked Questions

A small business loan is a funding tool designed to help small businesses cover operational costs, or invest in growth. They work by providing funds to your business upfront. You can then repay the loan over time, with interest.

Small business loans can be either secured or unsecured, depending on the specific terms of the loan. Get in touch with our Needham Bank team to discuss your options.

Small business loans can have either fixed or variable rates. Fixed interest rates stay the same, while variable rates can change over time. Talk to our business banking team so we can help you choose the best option for your needs.

Small business loan interest rates may vary based on factors like loan type and terms. Please contact your experts at Needham Bank for the most current and accurate rates.

Timing varies, but Needham Bank has gained a sterling reputation for being a prompt and responsive banking partner. Our Credit Committee meets at least twice each week and our Security Committee meets daily. This means that our customers get their loans approved, closed, and disbursed faster. We know speed matters to small businesses and strive to make the process as quick as possible.

Personalized Financial Solutions for Businesses of All Sizes

We’re not just your bank. We’re  committed to serving you with the same steadfast community values on which we are founded.

Let us take the time to get to know you so we can build a highly personalized financial strategy as unique as your business.

Please fill out our inquiry form and a dedicated business relationship manager will get back to you within two business days. Or, you can always give us a call at 781-444-2100.

Inquire Now