Needham Bank deposit products:

Personal SAVINGS Accounts

GoalGetter High-Yield Savings Account

4.00

%

APY*

Earn More, Save MORE—with an exclusive high-yield savings account.

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girl on stairs running toward her high yield savings account

Personal SAVINGS Accounts

GoalGetter High-Yield Savings Account

Earn More, Save MORE—with an exclusive high-yield savings account.

4.00%APY*
Open Now

GoalGetter High-Yield Savings Highlights

Supercharge your savings with our high-yield savings account—available with a Flex Checking account.

Exclusive Access

Boost your savings with a competitive 4.00% APY* and reach your goals sooner with regular deposits.

Freedom From Fees

Enjoy no monthly maintenance fees and open with just $10.

Virtual Goal Builder Tool

Level up your savings with Goal Builder—set goals, automate transfers, and track progress in online and mobile banking.

Open a GoalGetter Savings Account

Flex Checking Features and Benefits

Required for a GoalGetter high-yield savings account.

  • Comparison checkmark Free checking - no monthly fees!
  • Comparison checkmark Free ATMs worldwide through full ATM reimbursement
  • Comparison checkmark Free credit score monitoring
  • Comparison checkmark NB Debit Mastercard
  • Comparison checkmark No minimum balance to earn interest
  • Comparison checkmark Only $10 to open
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Open a GoalGetter Savings Account

Start working towards your next financial goal with a GoalGetter Savings account. Open your savings account online or at your nearest branch today.

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Frequently Asked Questions

Yes, our GoalGetter Savings is only available to Flex Checking customers. Open your Flex Checking account today, so you can add a GoalGetter account and start earning a competitive interest rate to supercharge your savings.

Learn more GoalGetter Savings

If your total balance exceeds $20,000, the rate is blended. The first $20,000 will earn the disclosed Annual Percentage Yield (APY), and the remaining balance will earn our standard statement savings rate, currently 0.05% APY.

See disclosure for details.

You can use the Goal Builder tool to establish goals and track your progress. To access this tool, log in to your online or mobile banking to start setting and tracking savings goals.

Personal savings is any money you’ve stashed away for future goals, emergencies, or both.

A good rule of thumb is to aim for around 3-6 months of living expenses in your savings account. However, the amount that makes sense for you can depend on a lot of things. Get in touch with your Needham Bank experts so we can help you personalize your financial plan.

Use this calculator to compute the monthly deposit amount needed to reach a savings goal.

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*Annual Percentage Yield (APY) as of July 1, 2026. The APY for the GoalGetter Savings Account is 4.00% for balances up to $20,000. For balances $20,000.01 and above, the APY will be between 0.05-4.00% on any amount above $20,000. Rate subject to change. Fees may reduce earnings. Limit one account per tax reporting owner. Needham Bank Flex Checking Account required. Personal accounts only.↩