Needham Bank deposit products:
Needham Bank deposit products:
Earn up to 10X the national average with our exclusive high-yield savings account.2
Earn up to 10X the national average savings rate with our exclusive high-yield savings account.2
Looking for a high-yield savings account? GoalGetter Savings helps you earn more on your money while giving you tools to save with purpose.
Enjoy no monthly maintenance fees and open with just $10.
Set savings goals and track your progress using our Goal Builder tool.
GoalGetter Savings is available exclusively to customers with a Needham Bank Flex Checking account.
Start working towards your next financial goal with a GoalGetter high-yield savings account. Open your savings account online or at your nearest branch today.
Yes, our GoalGetter Savings is only available to Flex Checking customers. Open your Flex Checking account today, so you can add a GoalGetter account and start earning a competitive interest rate to supercharge your savings.
If your total balance exceeds $20,000, the rate is blended. The first $20,000 will earn the disclosed Annual Percentage Yield (APY), and the remaining balance will earn our standard statement savings rate, currently 0.05% APY.
Personal savings is any money you’ve stashed away for future goals, emergencies, or both.
A good rule of thumb is to aim for around 3-6 months of living expenses in your savings account. However, the amount that makes sense for you can depend on a lot of things. Get in touch with your Needham Bank experts so we can help you personalize your financial plan.
Use this calculator to compute the monthly deposit amount needed to reach a savings goal.
1Annual Percentage Yield (APY) as of October 16, 2026. The APY for the GoalGetter Savings Account is 4.00% for balances up to $20,000. For balances $20,000.01 and above, the APY will be between 0.05-4.00% on any amount above $20,000. Rate subject to change. Fees may reduce earnings. Limit one account per tax reporting owner. Needham Bank Flex Checking Account required. Personal accounts only.
2National average is based on the APY average for savings accounts as reflected in the FDIC’s published National Rates and Rate Caps for savings deposit products, accurate as of September 21, 2026. See the FDIC website for more information.
